Mi Pay - Xiaomi UPI Payments, Recharges, Pay Bills

Mi Pay is a revolutionary, interoperable, secure, fast and reliable payment app developed by Xiaomi. Just link your bank account create UPI ID and get ready to go on your fastest & secured payment journey.

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Send & Request Money directly from your bank account using UPI ID or Account & IFSC or from your contacts without paying any transaction charges & no wallet top-ups

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Link account, check account balance of all your bank accounts like ICICI Bank, HDFC Bank, SBI, Axis Bank, IDFC First Bank and over 140+ banks, which are enabled on UPI visit https://www.npci.org.in/bhim-live-members

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Scan At any online store, E-commerce website, shops, local Kirana or any offline store where you see UPI QR code of any brand

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Manage and pay all your utility bills, which includes landline bills, electricity bills, gas bills, water bills, & broadband bills across India, you can also recharge online for your prepaid and DTH connections conveniently

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Get a personal loan up to ₹2 lakh credit instantly with ease and simplicity in just 2 minutes directly in your bank account. also, check free credit report online and save up to ₹1200

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Conveniently book your train tickets with ConfirmTkt with the support of IRCTC. You also get an option to book tatkal tickets and can get easy refunds on cancellation.

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For Air India, Indigo, Spicejet, Vistara, Go Air and all the other airlines with Huge discounts and offers with the support of EaseMyTrip

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Best offers and deals on your favorite food; food ordering is made easy and convenient for all of you with the best food ordering platform Freshmenu

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Get your life cover of ₹2 Lakh with Kotak Life Insurance for you and your family only at less than ₹1 per day

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SafeGold provides you a convenient platform to transact in certified, 24K vault stored gold. Now you can buy & sell anytime anywhere.

Mi Pay is available on both the platforms Google Play store as well as on GetApps. Xiaomi phone users can download Mi Pay from GetApps and Non-Xiaomi Phone users can download Mi Pay from Google Play store.

Features of both the apps are almost similar; since Mi Pay on Xiaomi Phones is part of MIUI system app. Mi Pay is deeply integrated with different MIUI apps.

On Xiaomi Phones it can be accessed from:

→Contacts >> Send & Request money by selecting any Mi Pay Enabled Contact

→SMS >> Select any Mi Pay Enabled Contact & Select Transfer money

→Scanner app >> Scan any UPI QR >> Proceed to pay with Mi Pay

→App Vault >> Recharge, Send Money and Check Balance

Following are App permissions and reasons:

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Required to auto-read your OTP’s and register for UPI

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To identify the phone numbers you want to send money & recharge

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To scan UPI QR codes

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To detect which sim you wish to create your UPI ID

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To find the nearest store while ordering food & also required by NPCI for UPI transactions

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To pick UPI QR code from gallery